When I finished with my bachelor's degree in psychology, I worked in a cooperative credit union for about six months while I attempted to determine what I actually desired to make with the rest of my life (I have not figured it out yet, truthfully), then I decided to go to grad school and get a task in Cincinnati. I transferred to the city over Self-reliance Day weekend in 2014. Because then, I lived in 2 different areas within the city limits. One was two miles beyond downtown in a trendy apartment or condo constructing a short walk from an amazing park, and the other was 7 miles from downtown in a highly desirable community in a home where I could hear my upstairs neighbor sneeze (amongst other, less innocent things * shudder *). Then I relocated to a suburb right outside the city limits, in an apartment or condo complex right on the bike path where I might ride into town to get a beer or an ice cream cone.
In fall of 2017, my other half and I purchased our first house in my small home town-- a 50 minute drive to three significant cities (select which direction you're in the state of mind to drive: north, south, or west), but absolutely a rural area. We live "in town" now, however that isn't saying much.
THE PROS
I love our home. I love our lawn. One of my friends lives a block away, and there is an unbelievable homemade difficult cider location that's run out of the basement of a household house, and there are a couple of excellent local stores and dining establishments. There are a lot of positives about where we live now. There were also a great deal of tradeoffs involved with selecting to vacate the city.
I'm going to start with the pros list, the fantastic aspects of where we live and why we picked to move here. I have actually currently pointed out numerous. But possibly the greatest aspect is LOAN. When I lived in the city in a preferred area, whenever I strolled my pet I would search for the information on any home I would see with a for sale sign out front. My rent at the time had to do with $650 a month for a one bed room apartment with a perk room that we utilized as a dining space. Extremely sensible. But house costs were through the roof. There was a 2 bedroom, one bath home with practically no yard a street over noted for $250,000(!!!!!!!). What?! And I understand that house costs are highly relative and reliant on location, and possibly you live in California or Toronto or any place and you're reading this believing that's a steal, however my home in the nation-- my three bed room, one great post to read bath, renovated house on a quarter acre with a basement-- cost $92,000. When we moved to the suburbs for a 2 bed room house was $890, Rent. Our existing monthly home loan (which we pay additional on and plan to pay off early after crushing our student financial obligation) is $587. That's a substantial savings from a home loan in the city, and is substantially lower than our lease in the city or suburbs. Which implies more loan to put towards trainee financial obligation and pay it off quicker.
Another pro is that we live closer to household. We live in the very same town as my parents, and are a brief drive from my grandparents and in-laws. We have much more outside space than we might have gotten in the city on our spending plan, including a large, fenced-in backyard.
Creekin'
I matured going "creekin,'" capturing amphibians, riding four wheelers, and having the day off school for the first day of open season. It was an actually fantastic childhood.
THE CONS
There is absolutely an expense to moving out here, too. For starters, it feels like everyone understands everybody else! And sometimes I just want to go to the supermarket in my sweats for white wine and cookie dough and not face one of my former teachers or pals' moms and dads, ya understand ?? Bear with me as I go through these cons; I'm not attempting to grumble (much), however the truth is that there is a lot to consider when considering moving from a city you like to a lower expense of living area in order to save money.
Many of my pals live in or closer to the city, and it needs more preparation and driving in order to see them. When I was in the city I could stroll to many places and drive to an essentially limitless list of dining establishments and bars. When I lived in the city, an Uber would be available to pick me up within minutes any time of day, and it was a cheap ride anywhere, generally under $10.
Another obstacle of living in this area is that nearby task potential customers are slim. I presently work for the only significant mental health provider in the county. I in fact work one county over (my business is in 2 counties) and have a 30 minute commute. If I were to get a various job in my field, I would need to drive to one of the significant cities, at here least about 40 minutes each method. I'm used to these sort of drives, as I commuted 45 minutes to school throughout undergrad, but it does take a great deal of gas and time in the vehicle. There are less resources all around in my town. When I lived in the city, there were MANY options for psychological health tasks, as well as other resources consisting of numerous grocery choices, yoga studios, animal stores, and so on. And not to sound too minor here, but the grocery shop in my town doesn't sell the great brand name of goat cheese that I like, and I have to drive thirty minutes to the nearby Kroger that does. THE HUMANITY!
I loved living in a city filled with variety and with a range of social and political views. There is a church on every corner, on your way into town no matter which path you take, and quite much a stone's throw from any location you may occur to be standing in town. We went to a terrific church in the city that I loved, and finding something that compares is essential to me however it's something I'm still searching for.
While I enjoy my home and there are a lot of things I love about my town, I do miss living in the city. I do not see myself living in this town forever, and today returning to the city is in the medium-term plan. However for now, village and low cost of living life is affording us the ability to pay off our trainee financial obligation quicker in order to get there. Let me know if you've made a similar move or have ever thought of it.